At Richmond Luxury & Loan, we offer luxury collateral loans on high-end watches, jewelry, and designer handbags.

Our process is fast, secure, and always confidential, ensuring your valuables are well protected while in our possession.

  • Icon depicting a hand holding a bag, representing the process of bringing in luxury items for evaluation.

    1. Bring Us Your Item

    Our specialists will evaluate your items while you wait.  We generally need only a few minutes!

  • Icon featuring a calculator and dollar symbol, illustrating fast and secure payouts for luxury items.

    2. Get Paid

    All payouts are processed the same day! You can choose cash or cheque—it’s quick, simple, and confidential!

  • Icon with stacked cash bills, symbolizing trusted and professional pawnbroker services.

    3. Trusted Pawnbrokers

    Established in 2004, we have built a reputation for professional, friendly service in the Richmond community, with an A+ BBB rating.

  • Trusted Service

    With over two decades of experience, we hold a full license to provide collateral loans on personal goods.

  • Secure Storage

    Every item left with us is fully insured and kept in secure storage throughout the loan period.

  • Flexible Loan Terms

    Our loans are valid for between 30-90 days, with the option to extend. We care about our customers. If you can’t make a loan payment on time, please contact us to discuss your options.

Shield icon representing security and protection, symbolizing the safe storage of items during the loan period.

LOAN POLICIES

  • All items will remain in our storage throughout the duration of the loan and will not be presented to
  • Items remain in our secure storage throughout the loan period.
  • A valid government-issued photo ID is required.
  • Only items with clear titles are eligible for loans (no financed items).
  • A 5% interest and 5% storage fee are applied per 30 days on all loans.