At Richmond Luxury & Loan, we offer luxury collateral loans on high-end watches, jewelry, and designer handbags.
Our process is fast, secure, and always confidential, ensuring your valuables are well protected while in our possession.
How It Works
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1. Bring Us Your Item
Our specialists will evaluate your items while you wait. We generally need only a few minutes!
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2. Get Paid
All payouts are processed the same day! You can choose cash or cheque—it’s quick, simple, and confidential!
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3. Trusted Pawnbrokers
Established in 2004, we have built a reputation for professional, friendly service in the Richmond community, with an A+ BBB rating.
Why Choose Richmond Luxury & Loan?
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Trusted Service
With over two decades of experience, we hold a full license to provide collateral loans on personal goods.
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Secure Storage
Every item left with us is fully insured and kept in secure storage throughout the loan period.
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Flexible Loan Terms
Our loans are valid for between 30-90 days, with the option to extend. We care about our customers. If you can’t make a loan payment on time, please contact us to discuss your options.

LOAN POLICIES
- All items will remain in our storage throughout the duration of the loan and will not be presented to
- Items remain in our secure storage throughout the loan period.
- A valid government-issued photo ID is required.
- Only items with clear titles are eligible for loans (no financed items).
- A 5% interest and 5% storage fee are applied per 30 days on all loans.